If you’re considering any of the following contact our lending specialists today:
If you’re looking to increase or top up your existing home loan and draw on the equity in your property to pay for renovations or other items, we’re here to help and want to make the process as simple as possible.
As an existing Gateway Home Loan borrower, if you’re looking to increase your home loan up to $150,000 and your LVR remains under 80%, we will only need the following information to support your application:
To apply for an increase on your home loan complete the online form click here and attach your supporting documentation. Alternatively contact us to discuss with one of our lending specialists.
Simply attach your supporting documentation to your application and email to lendingservices@gatewaybank.com.au
If you’d like to increase your home loan outside of these requirements, talk to one of our lending specialists to discuss your unique requirements.
If you’re considering splitting or switching your home loan between variable and fixed rates contact our lending specialists to discuss your options and create a solution that best suits your circumstances.
Want to know if a fixed or variable loan will suit your needs? Check out our handy explanation.
You can also view all of our Owner Occupier or Investment loans to easily see the features of our different types of loans. Don’t forget, if your home has existing environmentally friendly features, a NatHERS rating of 3 or higher, or a Residential Efficiency Scorecard rating of 3 or higher, you could be eligible for one of Gateway’s discounted Green Home Loans.
To request a split or switch of your home loan please complete the online form, click here. Alternatively contact us to discuss with one of our lending specialists.
If you’re looking at buying a new property or invest in property contact our lending specialists to discuss your options and how our range of home loan products could help you in your next move.
It doesn’t matter if you’re looking for a low rate, an offset account, unlimited additional repayments with the option to redraw, fixed or variable loans or a home loan that gives you a discount for environmentally friendly features, Gateway will have the home loan to suit you.
Check out our Owner Occupied or Investment home loan options online, or simply contact our team to discuss the home loan that suits you.
A month before your fixed rate home loan is due to expire, we will contact you advising of the expiry date and the options available to you.
If you do nothing your loan will automatically convert to the default variable interest rate product. Alternatively, you can choose from the following options:
In order to make these changes you can:
A month before your interest only period on your home loan is due to expire, we will contact you advising of the expiry date and the options available to you.
If you do nothing your loan will automatically convert to the default variable interest rate product. Alternatively, you can choose from the following options:
In order to make these changes you can:
If you’re looking to refinance your home or investment property to Gateway, we’re here to help. Our simple 3 step process will get you underway.
Refinancing to Gateway in 3 easy steps
No stress or hassle, our Customer Service staff will take care of all the hard work for you.
Don’t hesitate to reach out to our Customer Service staff with any queries or requests.
They can be contacted on 1300 302 474, can be reached on memberservices@gatewaybank.com.au, or fill in this form and our team will reach out.
